A car accident can leave you in a state of pain and confusion. To help you deal in the aftermath of a car incident, here’s the way to find out. On the other hand, the recovery and legal processes would be another tough and challenging problem. For the most part, hiring a lawyer is the first step to help you get back to normal, as posted below.
Protect Yourself from Debt Collectors
Recovering is your top priority after a car accident since your health is more important than your hospital bills. But you can fall behind on payments during this difficult time. Unfortunately, unpaid bills are often sent to debt collectors or made available to them. Debt collectors can be unrelenting in their endeavor to collect payment from you.
These may use unethical practices, such as daily phone calls, talking points, and risks. An attorney who understands the Fair Debt Collection Practices Act can become your first line of defense against daily phone calls and illegal harassment. Your legal agent can share updates on the progress of your situation and the status of your next settlement.
Help You Communicate With Insurance
Anyone who has filed an insurance claim knows that the process can be a grueling task. You can allow a team of attorneys to communicate with the insurance company on your behalf. An experienced car accident lawyer will streamline the claims process to ensure that your case is handled swiftly and efficiently. Your lawyer can also maintain open lines of communication with both your insurance company and the other driver’s insurer. This will also protect you from making mistakes when speaking with the other driver’s insurance company.
Asses the Cause of Your Accident
One of the most important actions you can consider is to have your attorney investigate the reason for your car accident. This will eliminate much of the legwork required to build a good case. With legal powers, your attorney will inspect the scene of the accident, gather reports from authorities, organize your medical bills and records, and obtain eyewitness statements in your favor.
This can help your attorney determine who was at fault for the car accident. This can be especially important before speaking with your auto insurance agent. Your situation may not end well if you are wrongly blamed.
Calculate Your Medical Costs
To determine if your situation requires an insurance policy or a car accident lawsuit, you want to calculate how much money you will need from a settlement or court judgment. The amount of the settlement you pursue should have some costs broken down. They might include lost wages, property damage, medical expenses, care needs. Your attorney can provide you with a list of the dollar amounts of your settlement. This supports your scenario by verifying that you want the amount of the settlement you are seeking.
Negotiate for a Settlement
The simple truth is that it comes down to companies. Insurance companies often offer settlements that are less than the value of the claim. They expect that you will simply accept their initial offer and take away your right to sue for payment. An attorney can review the offer and tell you whether you should accept it or negotiate for a better deal.
If the insurance company won’t negotiate, your attorney can take your case to court. Even if your car accident injury was minor, it may be best to hire an attorney. It will allow you to focus on your recovery while a professional car accident attorney fights for the right to receive fair payment.